Please pay cash 表示的中文意思是()。
A.请保管好现金
B.拒收现金
C.请支付现金
D.这是我们找给您的现金
A.请保管好现金
B.拒收现金
C.请支付现金
D.这是我们找给您的现金
Goods bought on installments are more expensive than goods bought by cash because
A.the buyer has to pay extra money as interest
B.the delivery of the goods charges extra money
C.the buyer has to pay a down payment
D.the service offered by installment plan is much better
A.pay
B.ship
C.insure
D.pack
Credit cards offer two major services. First, they are easier and safer to carry than large amounts of money. Second, they permit people to borrow-to buy things they want even when they do not have enough money to pay the full price. Credit cards make it possible to spread out payments over weeks or months.
To receive credit cards, people must prove that they earn enough to pay for whai they buy. And they usually must prove that they have paid back any money they borrowed in the past. Then, after they receive the card, credit cmnpanies limit how much they can buy with it. Visa and Mastercard, for example, do not permit most of their users to owe more than $ 1,500. Yet even with these restrictions(限制), credit cards often make it too easy for people to spend the money they cannot pay back.
With credit cards, people pay for goods or services at the end of each month, instead of when they buy them. And when the time does come to pay, most credit cards offer people a choice. They can pay all of what they owe for the month. Or they can pay just part usually between five and ten percent of what they owe.
Studies of credit card use have found tha! each month, about half of all card users pay the full amount they owe. The others pay only part of the amount. It is this group that pro- vides credit, card companies with most of their earnings. That is because the people pay a service charge—"interest"—for the right to postpone full payment. Most pay an interest rate of about 19 percent a year of what they owe. In the last few years, there has been increasing criticism of high interest rates on credit cards. The use of credit cards continues to increase. Some people say that in the near future credit cards will replace money completely, but others believe that event is unlikely. However, they think Americans will be using credit cards more and more. A major reason for this is the increasing fear of crime. Credit cards—unlike real money—can be replaced if they are lost or stolen.
With a credit card one can buy things______.
A.one can never afford
B.without using cash
C.at lower prices
D.which cannot be bought with cash
Booking opens for Beckett Shorts on September 8
BY TELEPHONE
For credit card(信誉卡) booking. Calls are answered.
BOX OFFICE
01789-295623 9 a.m. ~8 p.m. (Mon. ~Sat. )
0541-541051 (24 hour, 7 days, no booking charge).
BY FAX
For credit card booking. Please allow at least 48 hours for reply, if required.
BOX OFFICE
01789 261974 or 01862 387765
BY POST
Please enclose(附上) a cheque or credit card details together with a SAE or add 50p to the total amount(总额) to cover postage. Please send to the Box Office, RST, Stratford-upon- Avon, CV37 6BB.
Booking opens for all other plays on September 19.
IN PERSON
BOX OFFICE
RST hall, 9:30 a.m. ~8 p.m.(Mon. ~Sat. )
(6 p.m. when theatres are closed).
OVERSEAS BOOKING
The easiest method of payment is by credit card. You can also pay by: Eurocheque(up to£500) with your card number written on the back.
PAYING FOR YOUR TICKETS
CREDIT CARDS
We accept Visa, Master Card, American Express and Diners Club. Please give the card number, name and address of cardholder.
CHEQUES
Cheques and postal orders should be payable to: Royal Shakespeare Theatre.
In which of the following ways of booking does one probably have to pay extra money?
A.In person.
B.By telephone.
C.By fax.
D.By post.
Remember to carry a small amount of cash and a copy of your ID with you at all times. There is no need to bring large amounts of cash with you. When shopping, use your credit card instead. Keep your wallet in your front pocket so that there is no way someone's hand could get in there without your noticing it.
Travel with a friend, business partner if possible. It is always better to travel in pairs than to go alone. Know where you’re going. Look at the map before you leave the hotel so that you know where you are going and how to get there.
Lock your valuables (贵重物品) either in the safe in your hotel room or in the main hotel safe.
Be aware of your surroundings. Look around when walking, and avoid keeping your head low.
B-26. When shopping abroad, you are advised to _____.
A、use online services
B、use a credit card
C、pay by check
D、pay in cash
B-27. To keep your wallet safe, you’d better _____.
A、hold it in your keep it in your hand
B、leave it in the hotel safe
C、put it in your front pocket
D、keep it in your shoulder bag
B-28. To know where you are going, you are advised to _____.
A、ask the police for detailed information
B、look at the map before leaving the hotel
C、always travel with your business partner
D、have a smart phone with you while traveling
B-29. Where should you keep your valuables while staying in a hotel?
A、In the hotel safe.
B、In your pockets.
C、In your traveling bag.
D、In a bedside containe.
B-30. Which of the following can be the title for the passage?
A、How to Ask Ways While Traveling.
B、How to Shop in a Foreign Country.
C、Protect Your Personal Information.
D、Stay safe While Traveling Abroad.
使用美国的银行承兑汇票融通资金,可以选择做融资的下列出口货运:
On 10 August, Bank of Asia, London received a cable despatched by Bank of Asia, Hangzhou inclusive of the following contents:
Description of goods | Shipment from ______ to ______ | B/L date | ETA | Amount | |
Silk Chemicals Piece goods Poplin | China China China China | Tunis Singapore Egypt Rangoon | 1 Aug. 2 Aug. 5 Aug. 1 Aug. | 20 Sep. 13 Aug. 20 Sep. 12 Aug. | USD1,500,000.00 250,000.00 1,500,000.00 150,000.00 |
Total USD3, 400, 000. 00
(1)计算实际利率,确定是否可做银行承兑汇票(Banker's Acceptance, B/A)融资。
Bank of Asia, London telephoned Chemical Bank, London to enquire about all-in- rate on the same date which was 13.4% per annum. Another enquiry about LIBOR from Euro-dollar market has been made, the result was 14. go-/o for six months.
Whether such all-in-rate is available to create the banker's acceptance at 180 days?
Effective annual rate =
As the effective annual rate at ______ was ______ than LIBOR at ______, Bank of Asia, London would apply for the creation of eligible banker's acceptance.
(2)亚(洲银)行伦敦分行折算后认为可以叙做B/A,于8月10日发电给化学银行伦敦分行,请它转电该行纽约分行,将两笔货运金额融资,并请承兑和贴现,将净款贷记亚行账户。
Bank of Asia, London selected some of the above exportation with ETA exceeding 5 days as from 10 Aug., to be available to B/A, and made a telex advice of application for B/A dated 10 Aug., at 180 days to Chemical Bank, London as follows:
FROM:__________________
TO: __________________
TEST 2476 WE CONFIRM TODAY'S USD BANKER'S ACCEPTANCE TRANSACTION OF USD ______ VALUE 10 AUG. FOR ______ DAYS AT ______ PER ANNUM PLEASE INSTRUCT YOUR NEW YORK OFFICE TO FILL OUT OUR PRESIGNED BANK DRAFT ACCEPTED AND DISCOUNTED AND ______ NET PROCEEDS AMOUNTING TO USD ______ TO OUR ACCOUNT WITH THEM STOP
THIS FINANCING COVERS THE FOLLOWING TRANSACTIONS
DESCRIPTION OF GOODS | SHIPMENT FROM | SHIPMENT TO | B/L DATE | ETA | AMOUNT |
______ ______ ______ | ______ ______ | ______ ______ | ______ ______ | ______ ______ | ______ ______ |
WE ALSO CONFIRM THAT GOODS ARE IN CHANNEL OF TRADE NO OTHER FINANCING IS INVOLVED WITH THE TRANSACTION AT MATURITY ______ WE SHALL PAY FACE AMOUNT TO YOU TO LIQUIDATE THIS OUTSTANDING ACCEPTANCE.
(3)承兑行代为填写预签汇票,制成承兑和可贴现汇票。化学银行纽约分行当天回电致其伦敦分行确认承兑、贴现,并将净款贷记在亚行伦敦分行账户上。
Please fill out a presigned blank draft with the following particulars:
dates of draft and of acceptance: 10 Aug.
amount: USD3,000,000.00
No. of draft: 101
drawee: Chemical Bank, New York
drawer: Bank of Asia, London
payee: Chemical Bank
tenor: at 180 days after sight
exportation of silk and piece goods from China to Tunis and Egypt
On 10 Aug., Chemical Bank, New York replied to their London office for relay to Bank of Asia, London by telex, confirming that the net proceeds have been credited to Bank of Asia, London's account maintained with them.
FROM: CHEMICAL BANK, NEW YORK
TO: CHEMICAL BANK, LONDON
MESSAGE FOR BANK OF ASIA, LONDON
WE HAVE ACCEPTED AND DISCOUNTED DRAFT NO. 101 NET PROCEEDS
USD ______ BEING SAME DAY FUNDS CREDITED YOUR ACCOUNT
(4)亚行伦敦分行电传给化学银行伦敦分行,请它通知其纽约分行将净款付给纽约渣打银行。
On 11 Aug., Bank of Asia, London telexed Chemical Bank, London to instruct their New York Office to transfer the net proceeds for the credit of Standard Chartered Bank, New York.
FROM:__________________
TO: __________________
MESSAGE FOR CHEMICAL BANK, NEW YORK
VALUE 10 AUG. PLEASE ______ OUR ACCOUNT WITH OUR NEW
YORK OFFICE AND PAY ______________________________
FOR THE ______ OF OUR ACCOUNT WITH THEM AMOUNTING USD
______.
(5)亚行伦敦分行贷款300万美元给布鲁塞尔的布(鲁塞尔)行,并从纽约渣打银行拨款给布行。
On 12 Aug., Bank of Asia, London has made a loan to Banque de Bruxelles, S.A. Brussels for the amount of USD3,000,000.00 at 14.9% per annum valued on 12 Aug., matured at 6 Feb., with a loan period of 178 days. They have telexed Standard Chartered Bank, New York to pay the said amount to Manufacturers Hanover Trust Co., New York for the credit of the account of Banque de Bruxelles.
FROM: ________________________
TO: ________________________
TEST 1552 VALUE ______ PLEASE ______
OUR ACCOUNT AND PAY __________________
__________________ FOR THE ____________
OF THE ACCOUNT OF BANQUE DE BRUXELLES USD ______
______
(6)布鲁塞尔的布行寄送借款确认书给亚行伦敦分行。
Banque de Bruxelles, S.A. Brussels sent a confirmation of borrowing to Bank of Asia, London with some items in blank to be filled in a8 follows:
Confirmation of Borrowing
To Bank of Asia, London Date 12 Aug.
Date of borrowing ______ Amount ______
Maturity ______ Interest rate at ______
Interest amount ______
In our favour with
Manufacturers Hanover Trust Co., New York
Liquidation at maturity ______
Total amount to be paid ______
Payment through
Manufacturers Hanover Trust Co., New York
With Standard Chartered Bank, New York
Banque de Bruxelles, Brussels
signature
(7)布行在到期日发出电传给纽约汉华银行将贷款本息还给亚行伦敦分行。
At maturity, Banque de Bruxelles, Brussels telexed Manufacturers Hanover Trust Co., New York to refund the principal and interest of the loan to Bank of Asia, London.
FROM: ________________________
TO: ________________________
VALUE ______ PLEASE ______ OUR ACCOUNT AND PAY
______ TO THE STANDARD CHARTERED BANK NEW YORK FOR
______ OF THE ACCOUNT OF ______ WITH THEM
(8)在银行承兑汇票到期日,亚行伦敦分行发出电传给纽约渣打银行付款 300万美元。
On due date Bank of Asia, London telexed the Standard Chartered Bank, New York to pay USD3,000,000.00 to Chemical Bank, New York to liquidate the outstanding acceptance.
FROM: ______________________________
TO: ______________________________
VALUE ______ PLEASE ______ OUR ACCOUNT AND PAY
______ TO ______ FOR ______ TO THEIR ______
ACCOUNT TO LIQUIDATE OUR BANKER'S ACCEPTANCE NO. ______
MATURING AT ______.
(9)计算亚行伦敦分行发放贷款获得的利润(利息差额收益)。
Bank of Asia, London has obtained profit of interest difference between the rates of loan and B/A as follows:
Loan interest amount: USD ______
B/A discount and acceptance charges: USD ______
______________________________
Profit of interest difference: USD ______
When anyone opens a current account at a bank, he is lending the bank money, repayment of which he may demand at any time, either in cash or by drawing a check in favor of another person. Primarily, the bank-customer relationship is that of debtor and creditor who is which depending on whether the customer's account is in credit or overdrawn. But, in addition to that basically simple concept, the bank and its customer owe a large number of obligations to one another. Many of these obligations can give rise to problems and complications but a bank customer, unlike, say, a buyer of goods, cannot complain that the law is loaded against him.
The bank must obey its customer's instructions, and not those of anyone else. When, for example, a customer first opens an account, he instructs the bank to debit (把……记入借方) his account only in respect of checks drawn by himself. He gives the bank specimens of his signature, and there is a very firm rule that the bank has no right or authority to pay out a customer's money on a check on which its customer's signature has been forged. It makes no difference that the forgery may have been a very skillful one: the bank must recognize its customer's signature. For this reason there is no risk to the customer in the practice, adopted day banks, of printing the customer's name on his checks, ff this facilitates forgery, it is the bank which will lose, not the customer.
When you have a bank account, you ______. ()
A.must always be in credit
B.can't draw any money if you're overdrawn
C.can draw money without notice
D.can't pay money to anyone else
Since then, other rich American universities have unveiled【5】initiatives. Yale, Harvard's bitterest【6】, revealed its plans on January 14th. Students whose families make【7】than $60,000 a year will pay nothing at all. Families earning up to $ 200,000 a year will have to pay an average of 10% of their incomes. The university will【8】its financial- assistance budget by 43%, to over $ 80m.
Harvard will have a similar arrangement for families making up to $180,000. That makes the price of going to Harvard or Yale【9】to attending a state-run university for middle-and upper-income students. The universities will also not require any student to take out【10】to pay for their【11】, a policy introduced by Princeton in 2001 and by the University of Pennsylvania just after Harvard's【12】. No applicant who gains admission, officials say, should feel【13】to go elsewhere because he or she can't afford the fees.
None of that is quite as altruistic as it sounds. Harvard and Yale are, after all, now likely to lure more students away from previously【14】options, particularly state-run universities,【15】their already impressive admissions figures and reputations.
The schemes also provide a【16】for structuring university fees in which high prices for rich students help offset modest prices for poorer ones and families are less【17】on federal grants and government-backed loans.
Less wealthy private colleges whose fees are high will not be able to【18】Harvard or Yale easily. But America's state-run universities, which have traditionally kept their fees low and stable, might well try a differentiated【19】scheme as they raise cash to compete academically with their private【20】. Indeed, the University of California system has already started to implement a sliding-fee scale.
(1)
A.cheap
B.reasonable
C.high
D.expensive
When anyone opens a current account at a bank, he is lending the bank money. He may (1)_____ the repayment of the money at any time, either (2)_____ cash or by drawing a check in favor of another person.(3)_____, the banker-customer relationship is that of debtor and creditor who is (4)_____ depending on whether the customer's account is (5)_____ credit or is overdrawn. But, in (6)_____ to that basically simple concept, the bank and its customer (7)_____ a large number of obligations to one another. Many of these obligations can give (8)_____ to problems and complications but a bank customer, unlike, say, a buyer of goods, cannot complain that the law is (9)_____ against him.
The bank must (10)_____ its customer's instructions, and not those of anyone else. (11)_____, for example, a customer opens an account, he instructs the bank to debit his account only in (12)_____ of checks drawn by himself. He gives the bank (13)_____ of his signature, and there is a very firm rule that the bank has no right or (14)_____ to pay out a customer's money (15)_____ a check on which its customer's signature has been (16)_____. It makes no difference that the forgery may have been a very (17)_____ one: the bank must recognize its customer's signature. For this reason there is no (18)_____ to the customer in the practice, (19)_____ by banks, of printing the customer's name on his checks. If this (20)_____ forgery, it is the bank that will lose, not the customer.
A.acquire
B.deposit
C.demand
D.derive
Dining Room: Breakfast is served in the dining room from 8 to 9:30 a.m. Also the room staff (服务员) may bring breakfast to your room at any time after 7 a.m. If this happens, please fill out a card and hang it outside your door when you go to bed. Lunch is from 12 to 2:30 p. m. Dinner is from 7:30 to 9 p. m.
Room service: This operates 24 hours a day; phone the Reception desk, and your message will be passed on to the room staff.
Telephones: To make a phone call, dial(拨) 0 for Reception and ask to be connected. We apologize for delays if the lines are very busy. There are also public telephones near the Reception desk. Tell Reception if early calls are needed.
Shop: The hotel shop is open for presents, gifts and goods from 9 a.m. to 5:30 p. m.
Laundry: We have a laundry in the building, and will wash, iron and return your clothes within 24 hours. Ask the room staff to collect them.
Bar(酒吧):The hotel bar is open from 12 to 2 p.m. and 7 p.m. to 1 a.m.
Banking: The Reception staff will cash cheques (兑现支票)and exchange any foreign money for you.
You would see this notice ______.
A.in a hotel bar
B.in a hotel (lining room
C.in a bedroom of a large international hotel
D.at the entrance of a small family hotel