题目内容
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Small incomes have brought down the birth ______.
A．ratio
B．speed
C．interest
D．rate
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Questions are based on the following passage．Knowing that you are paid less than your pee
Questions are based on the following passage．
Knowing that you are paid less than your peers has two effects on happiness．One is negative: athinner pay packet hurts self-esteem （自尊）．The other is called the "tunnel" effect: the income gap isseen as improving your own chances of similar riches．
A paper co-authored by Felix FitzRoy of the University of St．Andrews separates the two effectsusing data from household surveys in Germany．Previous work showed that the income of others canhave a small， or even positive， overall effect on employees" satisfaction in individual finns in Denmarkor in very dynamic economies， such as Eastern Europe．But Mr．FitzRoy"s tean~ proposed that olderworkers， who largely know their lifetime incomes already， will enjoy a much smaller tunnel effect．Thenegative effect on reported levels of happiness of being paid less than your peers is not visible for peopleaged under 45．In western Germany， seeing peers" incomes rising actually makes young people happier．It is only those people over 45， when careers have "reached a stable position"， whose happiness is harmed by the success of others．
The prospect of more than 20 years of hard work might make retirement seem more attractive．Those with jobs are no happier after they retire， however， perhaps because their lives already agree with social expectations．Unemployment is known to damage happiness because not working falls shortof social expectations．Pensions or increased leisure time cannot make up for the loss of social acceptance．Unemployed people are dissatisfied with their life not only because they have lowerincomes， but also because they may get low and negative recognition from others．
Indeed， retiring early from work can have side-effects．Another paper， co-authored by AndreasKuhn of the University of Zurich， investigates the effect of a change in Austrian employment-insurancerules that allow blue-collar workers earlier retirement in some regions than others．Men retiring a yearearly lower their chance of surviving to age 67 by 13%．Almost a third of this higher death rate seemed
to be concentrated among those who were forced into early retirement by job loss．The death wascaused by smoking and alcohol consumption．If you"re in a job， even when you are paid less， hang on in there．
One of the effects of lower pay than your peers‘ is that（）．
A.it can motivate you to struggle for a similar salary
B.it can inspire you to argue with your manager
C.it may make you feel proud of your peers
D.it may force you to quit your current work
The facilities are situated in places where ______.
A．residents can buy into a facility by paying a lot of money
B．residents are rich and there are a lot of aged people
C．there are retirement and independent living communities
D．home values are higher and people have higher incomes
A scientist who wants to predict the way in which consumers (消费者) will spend their money must study consumer behavior. He must obtain data both on the resources of consumers and on the motives that tend to encourage or discourage money spending.
If an economist were asked which of three groups borrow most — people with rising incomes, stable incomes, or decreasing incomes—he would probably answer, those with decreasing incomes. Actually in the years 1947 ~ 1950, the answer was: people with rising incomes. People with decreasing incomes were next and people with stable incomes borrowed the least. This shows us that traditional assumptions (假设) about earning and spending are not always reliable. Another traditional assumption is that if people who have money expect prices to go up they will hasten to buy. If they expect prices to go down, they will postpone buying. But research surveys have shown that this is not always true.
The expectations of price increases may not stimulate buying. One typical attitude was expressed by the wife of a mechanic in an interview at a time of rising prices. "In a few months, "she said, "we' 11 have pay more for meat and milk; we' 11 have less to spend on other things. "Her family had been planning to buy a new car but they postponed this purchase. Furthermore, the rise in prices that has already taken place may be disliked and buyer's resistance may be produced. This is shown by the following typical comment; "I just don't pay these prices; they are too high. " The investigations mentioned above were carried out in America; The condition most helpful to spending appears to be price stability. If prices have been stable and people consider that they are reasonable, they are likely to buy. Thus, it appears that the common business policy of maintaining stable prices is based on a correct understanding of consumer psychology (心理学) .
According to the passage, if one wants to predict the way spend their money, he should
A．rely on traditional assumptions about earning and spending
B．try to encourage or discourage consumers to spend money
C．carry out investigations on consumer behavior. and get data on consumers incomes and money spending motives
D．do researches in consumer psychology in a laboratory
A scientist who wants to predict the way in which consumers(消费者) will spend their money must study consumer behavior. He must obtain data both on the resources of consumers and on the motives that tend to encourage or discourage money spending.
If an economist were asked which of three groups borrow most—people with rising incomes, stable incomes, or 'decreasing incomes—he would probably answer, those with decreasing incomes. Actually, in the years 1947~1950, the answer was: people with rising incomes. People with decreasing incomes were next and people with stable incomes borrowed the least. This shows us that traditional assumptions(假设) about earning and spending are not always reliable. Another traditional assumption is that if people who have money expect prices to go up they will hasten to buy. If they expect prices to go down, they will postpone buying. But research surveys have shown that this is not always true. The expectations of price increases may not stimulate buying. One typical attitude was expressed by the wife of a mechanic in an interview at a time of rising prices. "In a few months", she said, "we'll have to pay more for meat and milk; we'll have less to spend on other things". Her family had been planning to buy a new car but they postponed this purchase. Furthermore, the rise in prices that has already taken place may be disliked and buyers' resistance may be produced. This is shown by the following typical comment; "I just don't pay these prices; they are too high".
The investigations mentioned above were carried out in America; condition most helpful to spending appears to be price stability. If prices have been stable and people consider that they are reasonable, they are likely to buy. Thus, it appears that the common business policy of maintaining stable prices is based on a correct understanding of consumer psychology(心理学).
According to the passage, if one wants to predict the way people spend their money, he should______.
A．rely on traditional assumptions about earning and spending
B．try to encourage or discourage consumers to spend money
C．carry out investigations on consumer behavior. and get data of consumers incomes and money spending motives
D．do researches in consumer psychology in a laboratory
Some have argued that such rights are merely luxuries that wealthy societies bestow, but Olson turns that argument around and asserts that such rights are essential to creating wealth. "Incomes are low in most of the countries of the world, in short, because the people in those countries do not have secure individual rights," he says.
Certain simple economic activities, such as food gathering and making handicrafts, rely mostly on individual labor; property is not necessary. But more advanced activities, such as the mass production of goods, require machines and factories and offices. This production is often called capital-intensive, but it is really property-intensive, Olson observes.
"No one would normally engage in capital-intensive production if he or she did not have rights that kept the valuable capital from being taken by bandits, whether roving or stationary," he argues. "There is no private property without government--individuals may have possessions, the way a dog possesses a bone, but there is private property only if the society protects and defends a private right to that possession against other private parties and against the government as well."
Would-be entrepreneurs, no matter how small, also need a government and court system that will make sure people honor their contracts. In fact, the banking systems relied on by developed nations are based on just such an enforceable contract system. "We would not deposit our money in banks ... if we could not rely on the bank having to honor its contract with us, and the bank would not be able to make the profits it needs to stay in business if it could not enforce its loan contracts with borrowers," Olson writes.
Other economists have argued that the poor economies of Third World and communist countries are the result of governments setting both prices find the quantities of goods produced rather than letting a free market determine them. Olson agrees that there is some merit to this point of view, but he argues that government intervention is not enough to explain the poverty of these countries. Rather, the real problem is lack of individual rights that give people incentive to generate wealth. "If a society has clear and secure individual rights, there are strong incentives (刺激，动力) to produce, invest, and engage in mutually advantageous trade., and therefore at least some economic advance," Olson concludes.
Which of the following is true about Olson？
A．He was a fiction writer.
B．He edited the book Power and Prosperity.
C．He taught economics at the University of Maryland.
D．He was against the ownership of private property.
Chinese-Americans have had three Noble【43】winners, all in physics. Many more have PhDs, especially from high【44】universities. Among academics, Asians publish more than【45】blacks or whites.
(36)
A．employed
B．employee
C．employer
D．employing
A.of, light
B.for, big
C.like, small
D.of, heavy
A.accept
B.to accept
C.acceptable
D.accepted
As it turned out to be a small party, we ______ so formally.
A) needn't dress up B) did not need have dressed up
C) did not need dress up D) needn't have dressed up
A.about 1 year
B.Not long at all
C.Its a short time
D.1havenoidea
