Insure means to protect ___1___ a loss of money. Most people can budget their money so t

hat their income will cover expected expenses ___2___ food, clothing, housing, and public services. But, there is no way to know___3___who will suffer a crisis such as a serious illness, fire, flood, or a car accident. Such crises usually___4___great expenses. Even if people could predict crises, it would be hard to save enough money to ___5___the expenses. Insurance is a system___6___a company collects money from many individuals and then pays certain expenses whenever one of those insured individuals is faced with a certain crisis. An insurance policy___7___ how much the insurance costs and how much the company will pay when a policy holder is faced with a certain crisis. There are many different kinds of insurance,___8___hospital, motor-car and fire. Insurance can be rather expensive but most people buy insurance of some kind. Insurance is something___9___ people buy and hope they will___10___need.

1. A. for B. from C. against D. with

2. A. such as B. for example C. that D. the same as

3. A. predict B. ahead C. in advance D. earlier

4. A. result from B. make C. take D. result in

5. A. cover B. pay back C. fill D. make full

6. A. that B. by which C. what D. where

7. A. said B. agree C. make sure D. states

8. A. include B. including C. as well as D. also

9. A. which B. that C. as D. like

10. A. never B. ever C. sometimes D. often