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A budget （预算) is a spending plan. It can help you spend money wisely. It can do this by

A budget (预算) is a spending plan. It can help you spend money wisely. It can do this by cutting out wasteful spending. Of course, preparing a budget takes planning, and following a budget takes willpower (自制力). Your budget should meet your family's needs and income.

The first step in creating a budget is to set your goals. What does your family need and want？ You must know all that to work out the details of the budget. Never spend more than you can. Then decide which goals are the most important.

The next step is estimating family income. Before you can plan wisely, you need to know how much money you have to spend! Write down all the money you expect to receive (wages, saving, interest, etc.) during the planned budget period.

After you have calculated how much money will be available, it is time to estimate expenses. List all of your family expenses.

If you are not satisfied with what you got for your money, look carefully at your spending. Studying you records will show where overspending has occurred. It will also point out poor buying habits.

It is also a good idea to set aside a small amount of money for emergencies (紧急情况). Every family has small emergencies: a blown tire, a broken device, or the need for medical care.

According to the passage, what is the advantage of a budget？

A．It can help you set your goals clearly.

B．It can help you save a lot of money.

C．It can help you get rid of poor buying habits.

D．It can help you spend money wisely.

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第1题

预算约束（budget constraint)

预算约束(budget constraint)

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第2题

乔恩总是愿意以一听可口可乐换取一听雪碧，或者以一听雪碧换取一听可口可乐。(1)你如何看待乔恩

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乔恩总是愿意以一听可口可乐换取一听雪碧，或者以一听雪碧换取一听可口可乐。

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(2)画出乔恩的一组无差异曲线。

(3)画出两条斜率不一样的预算线，并说明效用最大化的选择。从中你能得出什么结论？

Jon is always willing to trade one can of Coke for one can of Sprite, or one can of Sprite for one can of Coke.

a. What can you say about Jon ' s marginal rate of substitution？

b. Draw a set of indifference curves for Jon.

c.Draw two budget lines with different slopes and illustrate the satisfaction maximizing

choice. What conclusion can you draw？

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第3题

According to the text, what annoys the Euro area is that France and Germany refuse to ____

__.

A．agree on an EU constitution.

B．define their GDP as 3%.

C．respect Euro's finance members.

D．control their budget deficits.

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第4题

Mr,Brown's budget surplus now looked respectable-sounding because [A] the exchange rate be

tween pounds anddollars is fairly stable. [B] less money was actually spent on themaintenance of major highways. [C] the Office for National Statisticsmade a revision of its figures. [D] Mr. Brown himself is greatly devotedto meeting the golden rule.

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第5题

Gordon Brown's major concern is [A] whether he can deliver what he haspromised. [B] whethe

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第6题

According to the text, what annoys the Euro area is that France and Germany refuse toA．agr

According to the text, what annoys the Euro area is that France and Germany refuse to

A．agree on an EU constitution.

B．define their GDP as 30/4.

C．respect Euro's finance members.

D．control their budget deficits.

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第7题

Bush’s citing of the achievements of space exploration is mentionedA．to show unmanned scie

Bush’s citing of the achievements of space exploration is mentioned

A．to show unmanned science will be much affected by manned space travel.

B．to demonstrate the reprogramming of NASA’s budget into Mars effort is affordable.

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第8题

Many families in the United States have a larger income now than ever before, but people a

re finding it difficult to make ends meet anyway. Almost everyone is wondering," What happens to all my money？ I never seem to have anything left to put away."

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No one fully understands why the cost of living keeps increasing, but economists believe that workers and producers can make prices go up. As workers earn more money, they have more money to spend, so they demand more goods. If there is a great demand for certain goods, the prices of these goods go up. At the same time, if there's a shortage of goods, the prices also go up. For example, if everyone wants to buy more and more gas, the price of gas goes up. When companies withhold gas from buyers, they can also make the price of gas go up.

Families need to know what happens to their money. They need to make their income meet the cost of living, so many people plan a family budget (预算). A budget is a list of monthly expenses. If your expenses add up to more than your income, you must find ways to save money. Maybe you're spending too much on entertainment. Or if you're spending too much on clothes, you may want to sew your own clothes. Budgeting helps you spend your money wisely as the cost of living increases.

What has troubled many families in the United States？

A．A not-large-enough income.

B．Nothing is left over to put away.

C．The increasing cost of living.

D．A shortage of certain goods.

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第9题

The United States is a typical country ______A．which encourages free trade at home and abr

The United States is a typical country ______

A．which encourages free trade at home and abroad

B．where people's chief concern is how to make money

C．where all businesses are managed scientifically

D．which normally works according to the federal budget

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第10题

根据以下资料，回答1~4题。 California families are facing a rapidly mounting uphill battle

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